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    • yeah I started getting about 3 years ago, straight away texts, letters and even a call from the chap whose name is on the letters. none of that from IDR oddly except mails
    • well you wont find many J&P threads they've only just started to use them...think about it....,,,, dx
    • Sorry, I meant 'new' as in there isn't many threads referencing them on here, but you've explained it better than I could 🙂 It's just that I haven't found much evidence of what they tend to do if someone submits a paploc, and with other cases stating ignoring *seemed* to have worked insofar as going back to messages/letters,  I'm leaning towards taking a chance on that approach. When you say they never appear in court, on those cases with the locums, what were the outcomes?
    • Hi My GF has received a letter from Civil National Business Centre a claim form dated 10 Jun 2024, I have completed AOS defend in full online Received a claim? Yes Issue Date: 10/06/2024 Have you Acknowledged the Claim?: Yes - Defend in Full Total Amount Claimed : £3276 (£3562 including court fees etc) Claimant’s Name: Lowell portfolio Solicitors Firm: Overdales Solicitors Original Creditor: Paypal Europe £2742, Capital One £280, Capital One £254 Original Debt (eg. Credit card/Loan/Overdraft): Credit Account & Credit Cards Particulars of Claim: The claim comprises the following agreements the defendant entered into A, Paypal Europe Sarl & Cie SCA with reference and current balance £2742 B, Capital One Europe plc with reference and current balance £280 C, Capital One Europe plc with reference and current balance £254 The agreements were terminated as payments were not maintained and subsequently assigned to the claimant And the Claimant claims A The total of the said sums being £3276.93 B Intrest pursuant to s69 County Courts Act 1984 at the rate of 8% per annum from the date of assignment to the date of issue but limited to one year being £0.00 C Costs Is the debt Statute Barred : No List any letters you have sent (eg: CCA/ CPR None Yet Any Other Information or Background Details: I did have a account with both creditors   Are they allowed to claim for 3 different accounts???? Thanks  
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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word non-association II


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