Speeding (53/40) and insurance - driving mums car - temp ins payment had failed too!

[Gunner02]

On 15/06/2024 at 19:04, Tony P said:

See my thread of a year and a half ago covering the same point as your post

https://www.consumeractiongroup.co.uk/topic/454624-insurance-check-following-nip/#google_vignette

My Son completed the Awareness Course (on-line) and, as suggested by Man in the Middle, nothing further was heard.

It might be different if your speed was over the limit for offering a Course, or the Police Force concerned does not offer them.

As an aside, ensure the forms requesting Driver details are completed and returned within time. 

Currently facing a similar situation to what your son had to deal with,

is there any chance you can pm me as I do not have this ability yet due to being a new member 

[Gunner02]

Apologies, I will do that!

[Gunner02]

Would appreciate any advice/info here 

Caught doing 53 in a 40 driving my mums car which I would normally have temporary insurance on however now that I've gone back and checked, I've realised the payment did not go through before I made this trip.

Whats the likelihood of the insurance issue getting noticed?

There is obviously an active policy in my mums name but I am not covered on it.

Clean license, held for just over a year.  

[Gunner02]

Hi, 

I was caught speeding almost 2 weeks ago now, I do the insurance day by day when I need it so it wasnt running. 

[Gunner02]

I didn’t see that any money had left my account and nor did I have any confirmation in my email

I assume i selected the wrong card and it had sent me back to the payment page to try again but in my haste to leave the house, I didn’t check.

I know this is not an excuse and that I should’ve been more careful.

The nip has been sent back with the nomination 

[Gunner02]

Thanks,

if I understand correctly, a new nip will come to me (which will confirm what they’re going to prosecute me for),

I then send my details off and the next thing that will come is the offer to do the course or take the points and fine?

And this should all be done with in a month or two?

[Gunner02]

I really appreciate the help, I’ll be sure to report back with the outcome once it’s all dealt with 

[Gunner02]

This might be a stupid question but my mum told me she’s sent the nip via special delivery and the ticket office address is a P.O. Box. As it requires a signature to be delivered is this going to be an issue?